It takes a lot of time and you have to go through a lot of bad ones. Before I had a baby, I thought the simplest way to figure out what kind of gear I would need was to read reviews on sites like Baby Gear Lab and Baby Center (if only parenting were this simple.) As ergo was consistently named one of the best carriers, I felt fortunate when my sister-in-law re-gifted me her never used ergo carrier. Unfortunately, my baby did not feel the same way. I quickly discovered why the ergo was never used by my sister-in-law. Whenever I put my baby in the ergo, he cried. Not cute little kitten squeals, but full on pterodactyl type shrieks. So desperate was my little one to escape from the ergo that he would arch his back and use his feet to launch himself off of me in some kind of deranged baby suicide attempt. There was nothing ergonomic about the ergo for my baby or I, so we moved onto the baby k’tan. I loved my baby k’tan – it was soft, comfy, easy to put on and oh so cuddly. It rem
Year's ago my wife (who at the time was my girlfriend) was given a book by her father (who is now my father in law) called The Investor's Manifesto by William Bernstein. When I first saw it I thought this looked like a cheap, garbage filled book, that you could buy at a Hudson News while waiting in LaGuardia. Little did I know, that this book would essentially drive my financial plan for my family and I for the foreseeable future. Full disclosure. Like most financial books, advice, literature, it is best absorb when you read the entire text on your own. What I will provide today is a brief synopsis of the book paired with some of my opinions. The first thing to understand is that it is very difficult to pick individual stocks that will yield you a return. More often than not we will most likely end up losing more money than making. There are well educated and intelligent people on Wall Street who do this for a living, and even they can't get it right most of the